The AAG Fellowship · 2026
One year of mentors, a structured paid internship, founder stories, and personal finance skills — plus financial support to help with the bills. For Singaporean university students from lower-income families. Whatever you're studying.
Up to 10 fellows · Applications open soon · No bond
Why this exists
"We didn't want to just write a cheque. We wanted to build a proper experience — mentorship, inspiration, and takeaways that last long after the year ends."
Most bursaries hand over money and hope for the best. The AAG Fellowship is designed differently. The financial support matters — but it's the company, the exposure, and the people you meet that make this worth your year.
Who this is for
The Fellowship exists for students who don't have the networks, resources, or exposure that some of their classmates grew up with.
You've made it to university, but things at home are tight. You're curious about the working world but don't have family in rooms you want to be in one day. This fellowship is designed to open those doors for you.
You've poured real time into your sport — school team, CCA, national squad, any level. We know training and academics compete for the same hours. The discipline you've built matters to us.
Any major, any faculty. Engineers, humanities students, designers, business students — if you're curious about how the working world runs, you belong here.
What the fellowship includes
Tuition, books, transport, life. Paid directly to you across the year.
A group of mentors across different roles. You'll meet them over the year.
Structured training and real work with our teams. Overseas visit included.
Personal finance, founder stories, workshops, mentor catch-ups.
The internship
Structured training, embedded in our teams, plus a business visit to places fellows have previously travelled to — including China and Bali. Fully funded. We'll share more in a short video closer to applications opening.
How the year flows
The real schedule is shared with successful fellows. Below is an example of what the year can look like — monthly touchpoints designed around mentorship, inspiration, and practical skills.
Welcome dinners, games nights, small-group mentor sessions, mid-year 1:1s. The relationships are the backbone of the year.
Founder stories from external entrepreneurs. Candid career paths from our senior leaders. Different models of how a working life can look.
Personal finance masterclass. Communication and presentation workshops. CV clinics. Things school quietly doesn't teach.
Business visits to different workplaces. Time inside our firm. Access to rooms most students don't see until years into their careers.
Eight weeks of structured training and real work, including the overseas business visit. The deepest part of the year.
Semester reflections. Career-planning sessions. A graduation that welcomes the next cohort and hands you into the alumni network.
What we expect from you
We're investing in you. In return, we ask that you show up.
What we don't ask for
You are not obligated to work for us after the fellowship. If you love what you see, we'd love to have you. If you don't, we helped you figure that out — and that's worth doing too.
Who we are
AAG has been in the business of advising on the things that matter most — life, family, and the future — for over two decades. One of Singapore's largest financial advisory groups, we represent AIA Financial Advisers with more than 800 consultants across the country. Our core values — Integrity, Compassion, Competence — are the quiet rules behind every client decision and every team we build.
Impacting Lives Always is not a slogan. It's the question we ask before we commit to anything. Over the years, we've supported students through sponsorships, industry partnerships, and resources poured into places we believe matter. The AAG Fellowship is the next chapter of that work — not a cheque with conditions, but a year of our time, our people, and our network, offered to students who deserve more than financial help.
Ready to apply?
Before you start, check that you meet the basics.
We ask because this fellowship is for students who genuinely need it. Either criterion below is enough.
You meet at least one of the income thresholds.
PCI ≤ $2,250
or GHI ≤ $9,000
Above the threshold but your family has faced real hardship — retrenchment, medical crisis, single-parent household, sudden loss of income. Tell us.
PCI up to $3,000
or GHI up to $12,000
PCI = Per Capita Income. GHI = Gross Household Income. We review hardship cases individually.
Takes 20–30 minutes. Don't overthink it — we'd rather hear you in your own voice than a polished version you don't recognise.